NEW RoadPlus, Motor Insurance coverage β†’

Go to market,
fully protected

Businesses and individuals trust us to find the right cover

Most businesses are underinsured.
Few know it.

One gap in coverage can undo years of growth. TRS works with you to map your exposure, match the right insurers, and make sure nothing falls through.

Trusted by industry leaders

Coverage built around you

Property Protection

Home Contents Insurance

Covers your furniture, electronics, and personal belongings against theft, fire, flood, and accidental damage β€” protecting everything that makes your house a home.

Structural Protection

Fire Insurance

Mandatory protection for HDB and private property owners, covering structural damage from fire and other perils β€” ensuring your most valuable asset is always protected.

Journey Protection

Travel Insurance

Single or annual trip coverage for medical emergencies, trip cancellations, lost baggage, and travel delays β€” covering you wherever life takes you.

MOM-Compliant Coverage

Maid Insurance

Mandatory MOM-compliant coverage for your foreign domestic worker β€” including personal accident, hospitalisation, and repatriation costs.

24/7 Protection

Personal Accident

Round-the-clock coverage against accidental injury, permanent disability, and death β€” providing financial support when life takes an unexpected turn.

Business Property Assets & Premises
Equipment Breakdown Machinery & Plant
Marine Cargo Goods in Transit
Commercial Motor Fleet & Vehicles

About this coverage

Covers your commercial premises, inventory, and equipment against fire, flood, theft, and business interruption β€” so your operations continue even when the unexpected happens.

About this coverage

Protects critical business machinery against sudden breakdown, covering repair or replacement costs and loss of income while equipment is out of service.

About this coverage

Covers your goods in transit by sea, air, or land against loss and damage β€” essential protection for importers, exporters, and distributors operating across borders.

About this coverage

Third-party liability, own damage, and driver accident cover for your commercial vehicles and fleet β€” keeping your business on the road and legally compliant.

Public Liability Third-Party Risk
Professional Indemnity Professional Risk
Cyber Liability Digital Risk
Crime Insurance Financial Crime

About this coverage

Protects against third-party claims of bodily injury or property damage arising from your business operations, products, or services β€” including legal defence costs.

About this coverage

Covers professionals against claims of negligence, errors, or omissions in the delivery of your services β€” protecting your reputation and financial stability.

About this coverage

Responds to data breaches, ransomware, and cyber extortion β€” covering incident response costs, regulatory penalties, and third-party liability claims.

About this coverage

Protects your business against financial losses from employee dishonesty, fraud, forgery, theft, and other criminal acts β€” from inside or outside the organisation.

Employee Health

Group Medical Insurance

Comprehensive hospitalisation and outpatient coverage for your team β€” a cornerstone benefit that attracts top talent and ensures your workforce stays protected and productive.

Mandatory Coverage

Work Injury Compensation (WICA)

Legally required coverage for all employees and manual workers, protecting against work-related injuries, illnesses, and death β€” keeping your business fully MOM-compliant.

Life & Disability

Group Term Life

Lump-sum death and total permanent disability payouts for your employees β€” a key pillar of your benefits package that demonstrates genuine care for your team and their families.

24/7 Cover

Personal Accident (Employee)

Round-the-clock accident protection for your workforce, complementing Group Medical with benefits covering accidental injury, hospitalisation, and permanent disability.

Embedded Distribution

Embedded Insurance

Integrate insurance directly into your platform or product β€” offering customers contextual coverage at the point of need, powered by TRS's licensed infrastructure and insurer network.

Branded Solutions

White Label Platform

Launch your own insurance platform under your brand, backed by TRS's compliance framework, pricing engine, and relationships with Singapore's leading insurers.

System Connectivity

API Integration

Connect your existing systems to TRS's insurance engine for real-time quotes, instant policy issuance, automated renewals, and seamless claims management.

Deep industry
expertise

From small startups to the largest fortune 500 businesses, there are always solutions to hedge your risk exposure. With 15+ years of experience providing the right trade-off for your operational needs, consult us to save costs.

Contact us

Small & Medium Enterprise

Complete protection for Singapore's backbone businesses β€” from premises and liability to your most important people. TRS packages the right cover so you can focus on growth, not risk.

Startups

Fast-moving companies carry fast-moving risks. From IP exposure to investor liability, TRS builds coverage that scales with your funding round and headcount.

Construction & Real Estate

Every project site carries unique exposures. TRS builds programmes around your contracts, subcontractors, and workforce β€” from groundbreak to handover.

eCommerce

Online retail means managing stock, shipments, and customer safety simultaneously. TRS combines these exposures into one coordinated insurance programme.

FinTech & Crypto

At the intersection of finance and technology, regulatory scrutiny and custodial exposure are constant. TRS structures PI, D&O, and crime cover for fintech businesses.

Technology & SaaS

Tech companies face IP disputes, service outages, and data breaches. TRS scales cyber, PI, and D&O programmes with your headcount and ARR.

Healthcare & Biomedical

From clinical operations to patient data to product recalls, healthcare carries unique exposures. TRS works with specialist insurers to match your exact risk profile.

Logistics & Supply Chain

Moving goods across borders means cargo liability, fleet risk, and supply chain disruption. TRS manages your marine, motor, and BI cover under one programme.

Cybersecurity

A breach isn't just a technical event β€” it's a business crisis. TRS structures layered cyber cover that responds from incident detection through to regulatory defence.

How TRS works

Everything you need to know about getting covered with Trade Risk Solutions.

TRS offers a comprehensive range of products across three categories: Consumers (Masterpiece, Travel, Motor), Commercial (Construction, Foreign Workers Insurance), and Employee Benefits. Every policy is backed by leading carriers including AXA, Chubb, Allianz, and Zurich.

Getting started is simple. Enter your company email at the top of this page and our team will reach out within 24 hours. Alternatively, browse our product pages to learn about specific coverage options and request a tailored quote directly.

File a claim through our online portal or contact your dedicated account manager directly. Our team coordinates with your insurer to ensure fast resolution β€” most standard claims are processed within 5–10 business days. We handle the complexity so you don't have to.

Yes. TRS provides a unified dashboard to view, manage, and renew all your policies β€” personal, commercial, or employee benefits β€” in a single place. Add team members, track claims, and download policy documents anytime from any device.

TRS works with over 18 leading insurance carriers including AXA, Chubb, Allianz, Zurich, Manulife, Prudential, Tokio Marine, MSIG, and more. This breadth means we can always find the right coverage at the most competitive rate for your situation.